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Navigating the process of buying a new home in D Hanis, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in D Hanis, TX or getting it ready for the market.
Identify the new home you want to buy in D Hanis, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in D Hanis, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in D Hanis, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in D Hanis, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in D Hanis, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in D Hanis, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in D Hanis, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in D Hanis, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in D Hanis, Texas offer a valuable solution to homeowners in transition, providing short-term financing to bridge the gap between the sale of an existing home and the purchase of a new one. These loans offer flexibility, allowing homeowners to secure a new property without being contingent on the sale of their current home. D Hanis, Texas, is a charming rural community with a population that values close-knit relationships and a sense of community. The demographics consist of mostly families and retirees seeking a peaceful lifestyle away from the hustle and bustle of larger cities. The housing market in D Hanis, Texas, is stable with a mix of traditional single-family homes and ranch-style properties. The market offers affordable housing options compared to neighboring urban areas, making it an attractive destination for those looking to live a more relaxed and affordable lifestyle. Some main attractions in D Hanis, Texas include the historic Castroville Regional Park, known for its scenic trails and picnic areas, and the Hondo Creek, offering recreational activities like fishing and kayaking. Additionally, residents can enjoy the local eateries and shops that add to the small-town charm of D Hanis.
Bridge Loans Benefits in D Hanis, Texas