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Navigating the process of buying a new home in Davis Creek, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Davis Creek, CA or getting it ready for the market.
Identify the new home you want to buy in Davis Creek, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Davis Creek, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Davis Creek, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Davis Creek, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Davis Creek, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Davis Creek, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Davis Creek, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Davis Creek, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans provide convenient short-term financing solutions for individuals looking to purchase a new property before selling their existing one. In Davis Creek, California, these loans can help avoid timing constraints and allow for smoother transitions between homes. Demographics: Davis Creek is a small unincorporated community located in Modoc County, California. With a population of around 300 residents, it offers a tight-knit community feel with a focus on outdoor activities such as hiking, fishing, and camping. Housing Market: The housing market in Davis Creek is characterized by a mix of single-family homes and ranch-style properties. The median home price is affordable compared to larger cities in California, making it an attractive option for those seeking a quieter lifestyle. Main Attractions: Some of the main attractions in Davis Creek include the Modoc National Forest, which offers beautiful scenery and recreational opportunities, as well as the nearby Goose Lake State Recreation Area, popular for boating and wildlife viewing.
Bridge Loans in Davis Creek, California
