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Navigating the process of buying a new home in Dayton, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dayton, TX or getting it ready for the market.
Identify the new home you want to buy in Dayton, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dayton, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dayton, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dayton, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dayton, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dayton, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dayton, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dayton, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a convenient financial solution for individuals looking to purchase a new home before selling their current one. In Dayton, Texas, these loans provide the advantage of quick access to funds, enabling seamless transitions between properties without delays or missed opportunities. Dayton, Texas, boasts a diverse population with a mix of families, professionals, and retirees. The city's affordable cost of living and strong sense of community make it an attractive location for individuals of all ages and backgrounds. With a growing economy and job market, Dayton offers residents a stable and promising environment to call home. The housing market in Dayton, Texas, is currently experiencing steady growth and appreciation. The availability of bridge loans has further fueled this growth by allowing buyers to act quickly on desirable properties. With a range of housing options, from cozy single-family homes to spacious estates, Dayton provides ample opportunities for real estate investment and homeownership.
Benefits of Bridge Loans in Dayton, Texas
