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Navigating the process of buying a new home in Dell City, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dell City, TX or getting it ready for the market.
Identify the new home you want to buy in Dell City, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dell City, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dell City, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dell City, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dell City, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dell City, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dell City, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dell City, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer flexibility to homebuyers by providing short-term financing to bridge the gap between buying a new home and selling the current one. In Dell City, Texas, this can be particularly advantageous in a competitive market, giving buyers the ability to make strong offers without being contingent on the sale of their existing home. Dell City, located in Hudspeth County, has a population of approximately 426 residents. The small-town charm and proximity to outdoor recreational areas like the Guadalupe Mountains National Park make it an appealing location for potential homeowners seeking a tranquil lifestyle. The housing market in Dell City is characterized by affordable single-family homes and vacant land for those looking to build their dream home. Bridge loans can help buyers take advantage of these opportunities without the pressure of immediate funds, enabling them to secure their desired property swiftly. Main attractions in Dell City include the Hueco Tanks State Park & Historic Site, known for its rock climbing and pictographs, and the scenic drive along US-62 that offers breathtaking views of the surrounding landscapes, making it a haven for nature enthusiasts.
Benefits of Bridge Loans in Dell City, Texas
