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Navigating the process of buying a new home in Denair, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Denair, CA or getting it ready for the market.
Identify the new home you want to buy in Denair, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Denair, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Denair, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Denair, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Denair, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Denair, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Denair, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Denair, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Denair, California offer a flexible financing option for those looking to purchase a new home before selling their existing one. These loans bridge the gap between the purchase of a new property and the sale of the current home, providing the necessary funds when needed. Denair, California, a small town with a population of around 4,500, offers a tight-knit community feel. The demographics of Denair show a mix of families and individuals, with a median household income slightly above the national average. The housing market in Denair is stable with a mix of older homes and newer developments. The median home price is affordable compared to larger cities in California, making it an attractive location for first-time buyers and families looking to settle down. Main attractions in Denair include the nearby cities of Modesto and Turlock, offering shopping, dining, and entertainment options. Outdoor enthusiasts can enjoy nearby parks and hiking trails, while history buffs can explore local museums and cultural sites.
Benefits of Bridge Loans in Denair, California
