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Navigating the process of buying a new home in Diablo, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Diablo, CA or getting it ready for the market.
Identify the new home you want to buy in Diablo, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Diablo, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Diablo, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Diablo, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Diablo, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Diablo, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Diablo, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Diablo, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Diablo, California offer significant advantages to homebuyers and sellers. They provide quick access to funds, bridging the gap between the purchase of a new home and the sale of an existing one. This allows for seamless transitions without the pressure of strict timelines. Demographically, Diablo, California is an affluent community with a high median household income. The residents are predominantly well-educated and enjoy a comfortable standard of living. The area is known for its beautiful landscapes, upscale amenities, and tight-knit community feel. The housing market in Diablo, California is characterized by high property values and limited inventory. Bridge loans help buyers navigate this competitive market by providing the flexibility needed to secure a new property before selling their current one. This can give buyers a competitive edge in negotiations. Some of the main attractions in Diablo, California include the Diablo Country Club, a prestigious golf course known for its stunning views and top-notch facilities. The nearby Mount Diablo State Park offers hiking, biking, and camping opportunities amidst breathtaking scenery, making it a favorite destination for outdoor enthusiasts.
Benefits of Bridge Loans in Diablo, California
