Get Approved at The Lowest Rate
Navigating the process of buying a new home in Dickinson, AL while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dickinson, AL or getting it ready for the market.
Identify the new home you want to buy in Dickinson, AL, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dickinson, AL often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dickinson, AL to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dickinson, AL. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dickinson, AL do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dickinson, AL may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dickinson, AL provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dickinson, AL to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Dickinson, Alabama provide a valuable financial solution for individuals looking to bridge the gap between the purchase of a new home and the sale of their current property. These short-term loans offer the flexibility of accessing funds quickly without having to wait for the sale of the existing home. Demographics in Dickinson, Alabama showcase a diverse population with a mix of age groups and backgrounds. The community is known for its strong sense of local pride and close-knit neighborhoods, creating a welcoming environment for residents and newcomers alike. The housing market in Dickinson, Alabama is characterized by a range of housing options, from historic homes with southern charm to modern developments. The market offers competitive prices and favorable conditions for both buyers and sellers, making it an attractive location for real estate investment. Main attractions in Dickinson, Alabama include the picturesque Dickinson State Park, known for its scenic trails and outdoor activities. The town also boasts a vibrant local arts scene, with galleries and cultural events that showcase the talents of the community.
Benefits of Bridge Loans in Dickinson, Alabama
