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Navigating the process of buying a new home in Dickinson, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dickinson, TX or getting it ready for the market.
Identify the new home you want to buy in Dickinson, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dickinson, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dickinson, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dickinson, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dickinson, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dickinson, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dickinson, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dickinson, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer quick access to funds to bridge the gap between the purchase of a new home and the sale of a current one, providing flexibility and financial assistance during real estate transitions. Demographics Dickinson, Texas, is a vibrant city known for its diverse community with a mix of young professionals, families, and retirees. The population enjoys a suburban feel with access to urban amenities. Real estate in Dickinson is thriving, with a range of housing options from modern apartments to spacious single-family homes. The market is competitive, making bridge loans a valuable resource for buyers seeking to secure their dream property. Dickinson offers a blend of natural beauty and recreational activities, with attractions like the Bay Area Raceway, Galveston Bay, and Paul Hopkins Park providing entertainment and relaxation opportunities for residents and visitors alike.
Benefits of Bridge Loans in Dickinson, Texas
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