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Navigating the process of buying a new home in Dillon Beach, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dillon Beach, CA or getting it ready for the market.
Identify the new home you want to buy in Dillon Beach, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dillon Beach, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dillon Beach, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dillon Beach, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dillon Beach, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dillon Beach, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dillon Beach, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dillon Beach, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Dillon Beach, California provide immediate access to funds for homeowners looking to purchase a new property without having sold their existing one. This allows for a seamless transition without the need to wait for the sale of the current home. Demographics in Dillon Beach, California show a mix of residents, including families, retirees, and vacationers. The town offers a close-knit community feel with a population that values the serene coastal lifestyle and outdoor activities. The housing market in Dillon Beach, California has seen steady growth in recent years, with a mix of luxury beachfront homes and cozy cottages available. Bridge loans can help homebuyers take advantage of opportunities in this competitive market while leveraging their current assets. Main attractions in Dillon Beach, California include the beautiful Dillon Beach itself, known for its picturesque sunsets and relaxed atmosphere. Outdoor enthusiasts can enjoy activities like hiking, fishing, and surfing in the surrounding areas.
Benefits of Bridge Loans in Dillon Beach, California
