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Navigating the process of buying a new home in Dinuba, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dinuba, CA or getting it ready for the market.
Identify the new home you want to buy in Dinuba, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dinuba, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dinuba, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dinuba, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dinuba, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dinuba, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dinuba, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dinuba, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Dinuba, California offer a convenient and flexible financing option for individuals looking to purchase a new home while waiting for their current one to sell. These loans provide quick access to funds, allowing buyers to secure their new property without the stress of contingent offers or delays. Dinuba, located in Tulare County, has a diverse population with a mix of young professionals, families, and retirees. The city boasts a strong sense of community and a range of amenities, including parks, recreation centers, and cultural events that cater to residents of all ages. The housing market in Dinuba is currently experiencing steady growth, with a mix of new developments and charming established neighborhoods. The median home price is affordable compared to nearby cities, making it an attractive option for first-time buyers and investors alike. Some of the main attractions in Dinuba include the historic Alta District, which features well-preserved architecture and local shops, as well as the nearby Sierra Nevada mountains, offering outdoor enthusiasts endless opportunities for hiking, camping, and adventure.
The Benefits of Bridge Loans in Dinuba, California