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Navigating the process of buying a new home in Dixon, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dixon, CA or getting it ready for the market.
Identify the new home you want to buy in Dixon, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dixon, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dixon, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dixon, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dixon, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dixon, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dixon, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dixon, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Dixon, California offer individuals the flexibility to purchase a new home before selling their current one. This can be advantageous in competitive markets, allowing buyers to act quickly without being contingent on selling their existing property. Demographics in Dixon include a population of approximately 20,000 residents, with a median household income of $80,000. The city is known for its diverse community, with a mix of young families, professionals, and retirees contributing to its vibrant atmosphere. The housing market in Dixon is characterized by stable growth and affordable prices compared to neighboring cities. The median home price is around $450,000, making it an attractive option for first-time buyers and investors looking for potential appreciation over time. Some main attractions in Dixon include the Dixon May Fair, a longstanding annual event featuring live music, carnival rides, and agricultural exhibits. The city also boasts several parks and outdoor recreational areas, offering residents opportunities for hiking, biking, and picnicking.
Benefits of Bridge Loans in Dixon, California
