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Navigating the process of buying a new home in Dixons Mills, AL while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dixons Mills, AL or getting it ready for the market.
Identify the new home you want to buy in Dixons Mills, AL, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dixons Mills, AL often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dixons Mills, AL to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dixons Mills, AL. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dixons Mills, AL do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dixons Mills, AL may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dixons Mills, AL provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dixons Mills, AL to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Dixons Mills, Alabama offer numerous benefits such as providing quick access to funds for purchasing a new home before selling the current one. These loans are convenient for homeowners looking to avoid the stress of coordinating sale and purchase timelines. Dixons Mills, Alabama, a small town with a population of approximately 500 residents, exudes a tight-knit community atmosphere. The town boasts a diverse demographic profile with a mix of families, retirees, and young professionals. The housing market in Dixons Mills, Alabama, offers a range of options from historic homes to modern developments. The median home price is affordable compared to neighboring cities, making it an attractive location for first-time homebuyers and those seeking a quiet, rural setting. Some of the main attractions in Dixons Mills include the picturesque Thompson's Fish Pond, perfect for fishing and relaxing outdoors. Additionally, the nearby Cahaba River provides opportunities for kayaking and nature exploration, appealing to outdoor enthusiasts.
Bridge Loans in Dixons Mills, Alabama
