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Navigating the process of buying a new home in Dobbin, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dobbin, TX or getting it ready for the market.
Identify the new home you want to buy in Dobbin, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dobbin, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dobbin, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dobbin, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dobbin, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dobbin, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dobbin, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dobbin, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Dobbin, Texas offer a valuable financial tool for individuals looking to purchase a new home before selling their current one. These loans provide short-term financing to bridge the gap between the purchase of a new property and the sale of the existing one, allowing homeowners to make a smooth transition without the stress of timing constraints. Demographically, Dobbin, Texas, is a charming rural community located in Montgomery County. With a population of around 200 residents, Dobbin offers a close-knit community atmosphere ideal for families and retirees looking for a peaceful place to call home. The area boasts a mix of young families and older residents, creating a diverse and welcoming environment. In terms of the housing market, Dobbin, Texas, presents a mix of affordable and luxury properties. The market is stable, with steady appreciation rates making it an attractive location for real estate investment. With the help of bridge loans, homebuyers can take advantage of the favorable market conditions in Dobbin and secure their dream home without having to wait for their current property to sell. Main attractions in Dobbin include the beautiful Sam Houston National Forest, which offers residents and visitors opportunities for outdoor activities such as hiking, camping, and fishing. Additionally, the nearby Lake Conroe provides a perfect setting for water sports and recreational boating, making it a popular spot for weekend getaways.
Benefits of Bridge Loans in Dobbin, Texas
