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Navigating the process of buying a new home in Dobbins, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dobbins, CA or getting it ready for the market.
Identify the new home you want to buy in Dobbins, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dobbins, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dobbins, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dobbins, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dobbins, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dobbins, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dobbins, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dobbins, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Dobbins, California offer a convenient financing solution for homeowners looking to transition smoothly from one property to another. These short-term loans provide the flexibility needed to purchase a new home before selling the current one, avoiding the stress of timing constraints. Demographics: Dobbins, California, is a charming rural community located in Yuba County. With a population of approximately 400 residents, this tight-knit town offers a peaceful and close community atmosphere, ideal for families and retirees seeking a slower pace of life. Housing Market: The housing market in Dobbins is diverse, ranging from cozy single-family homes to spacious ranch properties. The median home price is affordable, making it an attractive option for first-time homebuyers and those looking to invest in real estate. Main Attractions: Dobbins is surrounded by natural beauty, with attractions such as Bullards Bar Reservoir and Englebright Lake offering picturesque settings for outdoor activities like fishing, boating, and hiking. The town also hosts community events, farmers' markets, and local shops, adding to its appeal.
Benefits of Bridge Loans in Dobbins, California
