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Navigating the process of buying a new home in Doucette, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Doucette, TX or getting it ready for the market.
Identify the new home you want to buy in Doucette, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Doucette, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Doucette, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Doucette, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Doucette, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Doucette, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Doucette, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Doucette, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Doucette, Texas offer homeowners the flexibility to purchase a new home before selling their current one. This enables a streamlined transition without the pressure of waiting for a buyer. Doucette, Texas, with a population of around 1000, is a charming rural community known for its friendly neighbors and peaceful environment. The demographic makeup includes a mix of families, retirees, and working professionals. The housing market in Doucette is favorable for those seeking a peaceful countryside lifestyle. With a variety of property options ranging from cozy cottages to spacious ranch homes, there is something for every taste and budget. Doucette's main attractions include the beautiful Neches River for fishing and boating enthusiasts, the Sam Houston National Forest for nature lovers, and the picturesque Davy Crockett National Forest for outdoor adventures. Residents also enjoy local festivals and community events throughout the year.
Benefits of Bridge Loans in Doucette, Texas