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Navigating the process of buying a new home in Dublin, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dublin, CA or getting it ready for the market.
Identify the new home you want to buy in Dublin, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dublin, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dublin, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dublin, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dublin, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dublin, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dublin, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dublin, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Dublin, California offer a variety of benefits for homeowners and buyers. They provide a short-term financing option to bridge the gap between the purchase of a new home and the sale of a current property. This flexibility allows individuals to secure their new home without being financially tied down by their existing property. Demographically, Dublin, California is a vibrant city located in Alameda County. With a population of approximately 64,000 residents, the city boasts a diverse community with a median household income above the national average. The city is known for its excellent school districts, making it an attractive location for families looking to settle down. In terms of the housing market, Dublin offers a mix of housing options including single-family homes, townhouses, and apartments. The market has been steadily growing, with an increase in property values over the past few years. The availability of bridge loans provides homeowners with a valuable financial tool to capitalize on these favorable market conditions. Main attractions in Dublin, California include the vibrant downtown area with shopping and dining options, as well as numerous parks and recreational facilities. The city is also known for its annual events and festivals, attracting visitors from across the region. With its convenient location and thriving community, Dublin is a popular choice for both residents and visitors alike.
Benefits of Bridge Loans in Dublin, California