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Navigating the process of buying a new home in Ducor, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Ducor, CA or getting it ready for the market.
Identify the new home you want to buy in Ducor, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Ducor, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Ducor, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Ducor, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Ducor, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Ducor, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Ducor, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Ducor, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Ducor, California offer valuable benefits to both homebuyers and sellers. These short-term loans provide financial flexibility by allowing buyers to make a quick purchase of a new home before selling their current one, avoiding the stress of timing constraints. Ducor, California, with a population of around 600 residents, offers a tranquil small-town setting ideal for those seeking a peaceful lifestyle. The demographics of Ducor show a close-knit community with a mix of families and retirees, creating a friendly neighborhood atmosphere. The housing market in Ducor presents opportunities for both buyers and sellers. With a median home price below the California average, the market is relatively affordable, making it an attractive option for first-time buyers or those looking to invest in real estate. Some of the main attractions in Ducor include the picturesque landscapes of Sequoia National Park, providing opportunities for outdoor activities such as hiking and camping. Additionally, the nearby city of Bakersfield offers cultural experiences, dining options, and shopping venues for residents to enjoy.
Benefits of Bridge Loans in Ducor, California
