Get Approved at The Lowest Rate
Navigating the process of buying a new home in Dulzura, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dulzura, CA or getting it ready for the market.
Identify the new home you want to buy in Dulzura, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dulzura, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dulzura, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dulzura, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dulzura, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dulzura, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dulzura, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dulzura, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Dulzura, California offer numerous benefits for individuals seeking short-term financing for real estate transactions. These loans provide quick access to funds, allowing borrowers to secure a new property before selling their existing one. They can be especially advantageous in competitive markets, enabling buyers to make strong offers without contingencies. Demographically, Dulzura is a small rural community located in southeastern San Diego County. With a population of around 700 residents, it offers a tight-knit community feel ideal for those seeking a quiet and peaceful lifestyle. The area is known for its scenic beauty, with rolling hills and picturesque landscapes surrounding the town. In terms of the housing market, Dulzura offers diverse opportunities for both buyers and sellers. The market is relatively stable, with a mix of single-family homes, ranch properties, and vacant land available. Bridge loans can help buyers take advantage of market opportunities while ensuring a seamless transition between properties. Some main attractions in Dulzura include the nearby Barrett Lake, popular for fishing and boating activities. The town is also close to the Pacific Crest Trail, making it a hub for outdoor enthusiasts and hikers. With its proximity to San Diego, residents can enjoy city amenities while still relishing the tranquility of rural living.
Benefits of Bridge Loans in Dulzura, California
