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Navigating the process of buying a new home in Dunnigan, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dunnigan, CA or getting it ready for the market.
Identify the new home you want to buy in Dunnigan, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dunnigan, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dunnigan, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dunnigan, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dunnigan, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dunnigan, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dunnigan, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dunnigan, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Dunnigan, California offer a valuable financial tool for residents looking to bridge the gap between the purchase of a new home and the sale of their existing one. These loans provide quick access to funds, enabling homeowners to secure new properties without having to wait for their old homes to sell. Demographically, Dunnigan is a small rural community located in Yolo County, California. With a population of approximately 500 residents, Dunnigan offers a tight-knit community feel, perfect for those seeking a quiet and peaceful lifestyle away from the hustle and bustle of city living. In terms of the housing market, Dunnigan boasts a diverse range of properties, from quaint single-family homes to sprawling ranch estates. The market is relatively stable, with steady appreciation rates over the years, making it an attractive location for both buyers and sellers. Main attractions in Dunnigan include the picturesque Dunnigan Hills, which offer stunning views of the surrounding countryside, as well as outdoor activities such as hiking, biking, and fishing. Additionally, the region is known for its local wineries, providing residents with the opportunity to explore the area's thriving wine culture.
Benefits of Bridge Loans in Dunnigan, California
