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Navigating the process of buying a new home in Dunsmuir, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dunsmuir, CA or getting it ready for the market.
Identify the new home you want to buy in Dunsmuir, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dunsmuir, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dunsmuir, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dunsmuir, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dunsmuir, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dunsmuir, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dunsmuir, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dunsmuir, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Dunsmuir, California offer a flexible financing option for homeowners looking to purchase a new property before selling their existing one. This type of loan provides short-term funding to bridge the gap between the purchase of a new home and the sale of the current one, helping homeowners avoid the stress of timing issues. Dunsmuir, California, is a picturesque town nestled in the Shasta-Cascade region. With a population of around 1,650 residents, it offers a tight-knit community feel. The demographics of Dunsmuir are diverse, with a mix of families, retirees, and outdoor enthusiasts drawn to the area's natural beauty. The housing market in Dunsmuir is characterized by a mix of historic homes, charming cottages, and riverfront properties. The real estate market is currently experiencing steady growth, making it an attractive investment opportunity for buyers. Bridge loans can provide a competitive edge in this market by allowing buyers to move quickly on desirable properties. Aside from its housing market, Dunsmuir boasts a range of attractions that appeal to residents and visitors alike. Outdoor enthusiasts can enjoy hiking, fishing, and exploring the nearby Mount Shasta area. The town also offers a variety of local shops, restaurants, and cultural events, making it a vibrant and welcoming community.
Benefits of Bridge Loans in Dunsmuir, California
