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Navigating the process of buying a new home in Dutch Flat, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Dutch Flat, CA or getting it ready for the market.
Identify the new home you want to buy in Dutch Flat, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Dutch Flat, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Dutch Flat, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Dutch Flat, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Dutch Flat, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Dutch Flat, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Dutch Flat, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Dutch Flat, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans provide homeowners in Dutch Flat with quick access to funds for purchasing a new home before selling their current one. This enables smoother transitions and eliminates the need for contingent offers, making the buying process more competitive. Demographics in Dutch Flat showcase a small, close-knit community with a population of around 160 residents. The town's rich history dating back to the Gold Rush era adds to its charm, attracting residents looking for a tranquil lifestyle amidst picturesque surroundings. The housing market in Dutch Flat offers a mix of historic homes and newer constructions. With a median home value higher than the state average, the area appeals to buyers seeking unique properties and a slower pace of life away from the city hustle. Main attractions in Dutch Flat include the Dutch Flat Hotel, a historic landmark, and the Dutch Flat Community Center, providing residents with recreational activities. The proximity to outdoor attractions like the American River also makes it an ideal location for nature lovers.
Benefits of Bridge Loans in Dutch Flat, California
