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Navigating the process of buying a new home in Earlimart, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Earlimart, CA or getting it ready for the market.
Identify the new home you want to buy in Earlimart, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Earlimart, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Earlimart, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Earlimart, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Earlimart, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Earlimart, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Earlimart, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Earlimart, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer several benefits to potential homebuyers in Earlimart, California. These short-term loans provide quick access to funds, allowing buyers to secure a new property before selling their existing one. This can eliminate the need for a contingent offer, making the purchase offer more attractive to sellers. Additionally, bridge loans can help bridge the gap between the purchase of a new home and the sale of the current one, preventing the need to move twice. Earlimart, California, is a small town located in Tulare County with a diverse population. The demographics of the area show a mix of Hispanic, White, and Asian residents. The town has a strong sense of community, with a range of local amenities and services to cater to residents of all ages and backgrounds. The housing market in Earlimart offers a mix of affordable and mid-range properties, making it an attractive option for first-time homebuyers and families looking to settle down. The market is stable, with moderate appreciation rates, making it a good investment for potential buyers. With the help of bridge loans, buyers can take advantage of the opportunities in the local real estate market and secure their dream home. Some of the main attractions in and around Earlimart include the nearby Sequoia National Park, offering stunning natural beauty and outdoor recreational activities. The town itself boasts parks, shopping centers, and local eateries, providing residents with a variety of entertainment options close to home.
Benefits of Bridge Loans in Earlimart, California
