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Navigating the process of buying a new home in East Irvine, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in East Irvine, CA or getting it ready for the market.
Identify the new home you want to buy in East Irvine, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in East Irvine, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in East Irvine, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in East Irvine, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in East Irvine, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in East Irvine, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in East Irvine, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in East Irvine, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in East Irvine, California offer real estate investors quick access to funds for purchasing properties. These short-term loans bridge the gap between buying a new property and selling an existing one, providing financial flexibility and speed in real estate transactions. East Irvine, California, boasts a diverse demographic mix with a strong presence of professionals and families. The area is known for its excellent schools, safe neighborhoods, and a thriving community spirit, making it an attractive location for both residents and investors. The housing market in East Irvine is characterized by steady appreciation in property values, making it a lucrative investment opportunity. With a range of housing options from condos to single-family homes, the market offers something for every buyer, further enhancing the appeal of the area. Some main attractions in East Irvine include the Orange County Great Park, offering recreational activities and events, and the proximity to popular beaches like Newport Beach. The area also features a variety of dining options, shopping centers, and cultural experiences, providing a vibrant lifestyle for residents and visitors alike.
Bridge Loans in East Irvine, California
