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Navigating the process of buying a new home in Edwards, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Edwards, CA or getting it ready for the market.
Identify the new home you want to buy in Edwards, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Edwards, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Edwards, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Edwards, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Edwards, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Edwards, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Edwards, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Edwards, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer quick financing for homebuyers enabling them to secure a new home before selling their existing one. In Edwards, California, these loans provide flexibility and expedite the buying process, avoiding the need for contingent offers. Demographics Edwards, California, boasts a diverse population with a mix of young professionals, families, and retirees. The town's proximity to major cities like Los Angeles makes it an attractive location for those seeking a suburban lifestyle with access to urban amenities. Housing Market The housing market in Edwards is competitive, with a range of properties from single-family homes to luxury estates. Bridge loans help buyers act quickly in this market, giving them an advantage over those relying on traditional financing. Main Attractions Edwards offers a variety of attractions, including outdoor recreational opportunities like hiking in the nearby mountains, exploring Joshua Tree National Park, and enjoying the local dining scene. The town's vibrant community events and cultural offerings make it a desirable place to call home.
The Benefits of Bridge Loans in Edwards, California
