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Navigating the process of buying a new home in Empire, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Empire, CA or getting it ready for the market.
Identify the new home you want to buy in Empire, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Empire, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Empire, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Empire, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Empire, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Empire, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Empire, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Empire, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a convenient short-term financing solution for homebuyers in Empire, California. These loans provide flexibility by allowing buyers to purchase a new home before selling their current one, avoiding the stress of timing the transactions perfectly. Demographically, Empire, California, is a diverse community with a mix of families, professionals, and retirees. The town boasts a strong sense of community, with excellent schools and a range of amenities catering to residents of all ages. In terms of the housing market, Empire offers a range of property options, from cozy single-family homes to modern condos. Bridge loans can help buyers secure their dream homes in this competitive market, providing the necessary funds to act quickly when the perfect property becomes available. Main attractions in Empire include the beautiful Empire State Park, offering hiking trails and picturesque views, along with the vibrant downtown area filled with shops, restaurants, and cultural activities that appeal to both residents and visitors.
The Benefits of Bridge Loans in Empire, California
