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Navigating the process of buying a new home in Essex, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Essex, CA or getting it ready for the market.
Identify the new home you want to buy in Essex, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Essex, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Essex, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Essex, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Essex, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Essex, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Essex, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Essex, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits Bridge loans in Essex, California offer a convenient option for homeowners to bridge the gap between selling their current home and purchasing a new one. These loans provide quick access to funds, allowing for timely transactions without the need to wait for the sale of the existing property. Demographics Essex, California is a diverse community with a mix of professionals, families, and retirees. The town has a strong sense of community and is known for its safe neighborhoods and excellent schools, making it an attractive location for individuals and families looking to settle down. Housing Market The housing market in Essex, California is robust, with a range of housing options available from single-family homes to modern apartments. The market offers competitive prices and good appreciation rates, making it a sound investment for both homeowners and real estate investors. Main Attractions Essex, California boasts a variety of attractions, including beautiful parks, hiking trails, and a vibrant downtown area with shops and restaurants. The town is also close to scenic beaches and recreational areas, providing ample opportunities for outdoor activities and relaxation.
Benefits of Bridge Loans in Essex, California
