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Navigating the process of buying a new home in Etna, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Etna, CA or getting it ready for the market.
Identify the new home you want to buy in Etna, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Etna, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Etna, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Etna, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Etna, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Etna, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Etna, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Etna, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Etna, California offer a convenient financing option for homebuyers who are looking to purchase a new home before selling their existing one. This allows for a smoother transition without the stress of waiting for the sale of the current property. Located in Siskiyou County, Etna is a small town with a population of around 800 residents. The demographics show a mix of age groups, with a median age of 46 years. The town has a close-knit community feel, making it an ideal place for families and retirees alike. The housing market in Etna is competitive yet affordable. The median home price is below the state average, making it an attractive option for first-time homebuyers and those looking to invest in real estate. Bridge loans provide the flexibility needed to secure a property in this dynamic market. Main attractions in Etna include the Marble Mountain Wilderness, popular for outdoor activities such as hiking and fishing. The town also boasts a thriving arts and culture scene, with local galleries and events that showcase the talent of the community.
Benefits of Bridge Loans in Etna, California
