Bridge Loans: Your Key to Seamless Home Transitions in Exeter, CA

Navigating the process of buying a new home in Exeter, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Exeter, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Exeter, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Exeter, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Exeter, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Exeter, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Exeter, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Exeter, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Exeter, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Exeter, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Exeter, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Bridge Loans in Exeter, California

Bridge loans in Exeter, California offer numerous benefits to homeowners and real estate investors. These short-term loans provide quick access to funds, allowing individuals to bridge the gap between buying a new property and selling their current one. They are especially beneficial in competitive markets, offering flexibility and the ability to make strong offers without being contingent on the sale of an existing property.

Exeter, California, is a charming town nestled in Tulare County. With a population of around 10,000 residents, the town boasts a diverse community. The median age in Exeter is 35 years old, making it an attractive location for young families and professionals looking to settle down in a peaceful and welcoming environment.

The housing market in Exeter is thriving, with a range of properties available to suit different preferences and budgets. The market is competitive, with homes often receiving multiple offers. Bridge loans can give buyers a competitive edge by providing the necessary funds to secure a property quickly.

Exeter is known for its rich history, beautiful landscapes, and vibrant arts scene. Visitors can explore the historic downtown area, enjoy outdoor activities in the nearby Sequoia National Park, or attend the annual Lemon Festival, a popular event that celebrates the town's citrus heritage.

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