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Navigating the process of buying a new home in Feather Falls, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Feather Falls, CA or getting it ready for the market.
Identify the new home you want to buy in Feather Falls, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Feather Falls, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Feather Falls, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Feather Falls, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Feather Falls, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Feather Falls, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Feather Falls, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Feather Falls, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a convenient and flexible financial solution for homebuyers in Feather Falls. They provide the advantage of quick access to funds, bridging the gap between the purchase of a new home and the sale of the existing one. This can be particularly helpful in competitive real estate markets, allowing buyers to make stronger offers without waiting for their current home to sell. Feather Falls, California, is a charming rural community located in Butte County. The area is known for its picturesque landscapes, outdoor recreational opportunities, and tight-knit community feel. With a population of around 2,000 residents, Feather Falls offers a peaceful and serene environment, making it an ideal place to raise a family or enjoy retirement. The housing market in Feather Falls presents a mix of affordable and luxury properties, catering to a diverse range of homebuyers. With the median home price below the state average, Feather Falls offers a more affordable housing option compared to nearby urban areas. Bridge loans can help buyers take advantage of these opportunities by providing the necessary funds to secure their dream home. Some main attractions in Feather Falls include the stunning Feather Falls waterfall, which offers a rewarding hiking experience with breathtaking views. Additionally, outdoor enthusiasts can explore the nearby Plumas National Forest, offering a wealth of recreational activities such as camping, hiking, and fishing. The community also hosts local events and festivals that showcase the area's rich culture and heritage.
Benefits of Bridge Loans in Feather Falls, California
