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Navigating the process of buying a new home in Fields Landing, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Fields Landing, CA or getting it ready for the market.
Identify the new home you want to buy in Fields Landing, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Fields Landing, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Fields Landing, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Fields Landing, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Fields Landing, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Fields Landing, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Fields Landing, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Fields Landing, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Fields Landing are a valuable financial tool for residents looking to buy a new home while waiting for their current one to sell. These loans provide quick access to capital, helping individuals secure their dream homes without the stress of waiting for their existing property to be sold. Fields Landing, California, is a charming coastal town with a diverse population. The community is known for its friendly neighborhoods, excellent schools, and easy access to outdoor activities like hiking and fishing. The housing market in Fields Landing is dynamic, offering a mix of affordable and luxury properties. With the help of bridge loans, residents can take advantage of favorable market conditions and secure their ideal homes quickly. Some of the main attractions in Fields Landing include the scenic Humboldt Bay, where residents can enjoy kayaking and bird watching. The town also boasts delicious seafood restaurants and quaint shops, making it a delightful place to live and explore.
The Benefits of Bridge Loans in Fields Landing, California
