Bridge Loans: Your Key to Seamless Home Transitions in Finley, CA

Navigating the process of buying a new home in Finley, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Finley, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Finley, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Finley, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Finley, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Finley, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Finley, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Finley, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Finley, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Finley, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Finley, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Finley, California

Bridge loans in Finley, California provide a flexible financing option for homeowners looking to purchase a new home before selling their current property. These loans help bridge the gap between the sale of the existing home and the purchase of a new one, offering quick access to funds needed for a down payment.

Located in Lake County, California, Finley is a charming community with a population of around 1,200 residents. The area boasts a diverse population, with a mix of families, young professionals, and retirees. The community is known for its tight-knit feel and strong sense of local pride.

The housing market in Finley, California, is competitive yet diverse, offering a range of property types from historic homes to modern developments. The median home price in Finley is around $350,000, making it an attractive option for buyers looking for affordable housing in a picturesque setting.

Some of the main attractions in Finley include the beautiful Clear Lake, the largest natural freshwater lake entirely within California. Outdoor enthusiasts enjoy boating, fishing, and water sports on the lake. Additionally, the surrounding area offers hiking trails, vineyards, and local farmers' markets.

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