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Navigating the process of buying a new home in Firebaugh, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Firebaugh, CA or getting it ready for the market.
Identify the new home you want to buy in Firebaugh, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Firebaugh, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Firebaugh, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Firebaugh, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Firebaugh, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Firebaugh, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Firebaugh, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Firebaugh, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
A bridge loan in Firebaugh, California, offers various benefits to homeowners and buyers. First and foremost, it provides short-term financing that can assist in purchasing a new property before selling an existing one. This helps avoid the stress of aligning sale and purchase dates. Furthermore, bridge loans often have flexible terms and can be processed quickly, making them a convenient option for those looking to secure funds promptly. They also open up opportunities to invest in real estate without missing out on a desired property due to financial constraints. In Firebaugh, California, the housing market is dynamic, with a mix of residential properties catering to diverse preferences and budgets. The city boasts a growing population and a steady demand for housing, making it an attractive location for real estate investment and development. Firebaugh, California is home to various main attractions that offer residents and visitors a mix of recreational, cultural, and natural experiences. From the vibrant Firebaugh Harvest Festival to the scenic beauty of Mendota Wildlife Area, there's something for everyone to enjoy in this bustling city.
Benefits of Bridge Loans in Firebaugh, California
