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Navigating the process of buying a new home in Fish Camp, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Fish Camp, CA or getting it ready for the market.
Identify the new home you want to buy in Fish Camp, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Fish Camp, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Fish Camp, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Fish Camp, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Fish Camp, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Fish Camp, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Fish Camp, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Fish Camp, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Fish Camp, California offer a convenient financing solution for homebuyers looking to purchase a new home before selling their current one. These loans provide temporary funds to cover the down payment and closing costs, allowing buyers to secure their new property quickly. Demographics in Fish Camp, California, show a small yet close-knit community with a population of around 50 residents. The town is known for its scenic beauty, attracting nature lovers and outdoor enthusiasts seeking a peaceful retreat in the Sierra Nevada mountains. The housing market in Fish Camp, California, offers a mix of charming cabins, vacation homes, and luxury properties. With the median home price around $500,000, the market caters to those looking for a tranquil lifestyle amidst stunning natural surroundings. Main attractions in Fish Camp, California, include the iconic Yosemite National Park, which is just a short drive away. Visitors can explore the park's famous landmarks like Half Dome, Yosemite Falls, and Glacier Point, making Fish Camp an ideal location for nature lovers and adventurers.
Benefits of Bridge Loans in Fish Camp, California
