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Navigating the process of buying a new home in Flat, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Flat, TX or getting it ready for the market.
Identify the new home you want to buy in Flat, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Flat, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Flat, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Flat, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Flat, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Flat, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Flat, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Flat, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a quick and convenient financial solution for individuals looking to purchase a new home before selling their current property. In Flat, Texas, these loans provide the flexibility to bridge the gap between buying a new home and selling the existing one, ensuring a smooth transition without the stress of timing constraints. Flat, Texas, with a population of approximately 1,200 residents, offers a charming small-town feel with a close-knit community. The town boasts a diverse demographic mix, including young families, professionals, and retirees, creating a vibrant and inclusive atmosphere for residents. The housing market in Flat, Texas, is robust and diverse, with a range of housing options to suit different preferences and budgets. From spacious single-family homes to cozy apartments, there are plenty of choices available for prospective buyers. Additionally, the real estate market in Flat is known for its stability and steady appreciation, making it a sound investment for those looking to establish roots in the area. Flat, Texas, is home to several main attractions that showcase the town's rich history and natural beauty. Visitors and residents alike can explore the local parks, museums, and historical sites that offer insight into the town's heritage. The scenic landscapes and outdoor recreational opportunities make Flat a desirable destination for nature lovers and outdoor enthusiasts.
The Benefits of Bridge Loans in Flat, Texas
