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Navigating the process of buying a new home in Forest Ranch, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Forest Ranch, CA or getting it ready for the market.
Identify the new home you want to buy in Forest Ranch, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Forest Ranch, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Forest Ranch, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Forest Ranch, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Forest Ranch, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Forest Ranch, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Forest Ranch, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Forest Ranch, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Forest Ranch, California offer numerous benefits to homeowners, including quick access to funds for purchasing a new home before selling the current one. This flexibility allows for smoother transitions and eliminates the stress of financial gaps between properties. Demographics Forest Ranch, California, is a picturesque community situated in Butte County. With a population of approximately 1,184 residents, it offers a suburban feel while being in close proximity to larger cities like Chico. The area is known for its tight-knit community and peaceful surroundings, making it an ideal place to call home. Housing Market Information The housing market in Forest Ranch, California, has seen steady growth in recent years, with a variety of housing options available for buyers. The median home value in Forest Ranch is $365,000, making it an attractive location for individuals looking to invest in real estate. Bridge loans provide a financial tool to capitalize on these opportunities. Main Attractions Forest Ranch boasts a range of attractions, including the beautiful Tuscan Ridge Golf Club, ideal for golf enthusiasts. Outdoor lovers can explore the majestic hiking trails in the nearby Lassen National Forest, offering stunning scenery and recreational activities for all ages.
Benefits of Bridge Loans in Forest Ranch, California
