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Navigating the process of buying a new home in Forestville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Forestville, CA or getting it ready for the market.
Identify the new home you want to buy in Forestville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Forestville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Forestville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Forestville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Forestville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Forestville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Forestville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Forestville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Forestville, California offer a convenient financing option for individuals looking to purchase a new home before selling their current one. These loans provide flexibility and bridge the gap between the sale of one property and the purchase of another, avoiding the need for a contingent offer. Forestville, California, located in Sonoma County, boasts a diverse population with a mix of families, young professionals, and retirees. The area is known for its scenic beauty, mild climate, and close-knit community, making it a desirable place to live. The housing market in Forestville is competitive, with a mix of traditional single-family homes, charming cottages, and luxury estates. The market offers opportunities for both buyers and sellers, with a steady demand for properties and a variety of housing options to choose from. Some main attractions in Forestville include the Russian River, where residents and visitors can enjoy kayaking, canoeing, and picnicking along its banks. The town also features boutique shops, vineyards, and local eateries, making it a vibrant and inviting community to explore.
Benefits of Bridge Loans in Forestville, California
