Get Approved at The Lowest Rate
Navigating the process of buying a new home in Fort Bidwell, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Fort Bidwell, CA or getting it ready for the market.
Identify the new home you want to buy in Fort Bidwell, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Fort Bidwell, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Fort Bidwell, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Fort Bidwell, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Fort Bidwell, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Fort Bidwell, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Fort Bidwell, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Fort Bidwell, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Fort Bidwell, California offer a variety of benefits to residents and investors. These short-term loans provide quick access to funds for purchasing a new property before selling an existing one, helping to bridge the gap in financing and ensuring a smoother transition between properties. Demographically, Fort Bidwell has a population of around 130 residents, offering a small-town community feel with a focus on agriculture and ranching. The area is known for its wide-open spaces, clean air, and stunning natural surroundings, making it an attractive location for those seeking a peaceful lifestyle. The housing market in Fort Bidwell is characterized by a mix of historic homes and newer developments. With a median home price below the state average, the area presents opportunities for affordable housing options, whether buying or investing in property. Some of the main attractions in Fort Bidwell include the Fort Bidwell Hotel, a historic landmark offering a glimpse into the town's past, as well as outdoor activities such as hiking, fishing, and camping in the nearby Modoc National Forest, providing residents and visitors with ample opportunities for leisure and recreation.
The Benefits of Bridge Loans in Fort Bidwell, California
