Get Approved at The Lowest Rate
Navigating the process of buying a new home in Fort Bragg, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Fort Bragg, CA or getting it ready for the market.
Identify the new home you want to buy in Fort Bragg, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Fort Bragg, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Fort Bragg, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Fort Bragg, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Fort Bragg, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Fort Bragg, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Fort Bragg, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Fort Bragg, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Fort Bragg, California offer numerous benefits to homebuyers. These short-term loans provide quick financing to bridge the gap between the purchase of a new home and the sale of one's current property. This allows buyers to secure their dream home without the constraints of their current property sale. Demographics in Fort Bragg reveal a diverse community with a population of approximately 7,500 residents. The town is known for its rich history, beautiful beaches, and vibrant arts scene. The population consists of a mix of families, retirees, and young professionals, creating a welcoming and inclusive environment. The housing market in Fort Bragg is characterized by a mix of historic homes, charming cottages, and modern properties. The market offers a variety of options to suit different preferences and budgets. With the assistance of bridge loans, homebuyers can take advantage of the diverse housing market in Fort Bragg to find their perfect home. Fort Bragg is a coastal town in California known for its stunning natural beauty, including Glass Beach, Mendocino Coast Botanical Gardens, and Noyo Headlands Park. The town also boasts a thriving arts and culinary scene, with local galleries, shops, and eateries that showcase the unique culture of Fort Bragg.
Benefits of Bridge Loans in Fort Bragg, California
