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Navigating the process of buying a new home in Fort Dick, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Fort Dick, CA or getting it ready for the market.
Identify the new home you want to buy in Fort Dick, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Fort Dick, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Fort Dick, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Fort Dick, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Fort Dick, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Fort Dick, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Fort Dick, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Fort Dick, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Fort Dick, California offer a valuable financial tool to bridge the gap between the purchase of a new home and the sale of your current one. These loans provide flexibility and speed in real estate transactions, enabling buyers to secure their dream home without being constrained by the sale of their existing property. Demographically, Fort Dick, California, is a small rural community with a population of around 350 residents. The area is known for its scenic beauty, offering a peaceful and serene environment to its residents. The community is close-knit, with a strong sense of community spirit and camaraderie. In terms of the housing market, Fort Dick offers a range of housing options, from cozy cottages to spacious family homes. The market is stable, with a moderate appreciation in property values over the years. Bridge loans can be particularly beneficial in competitive markets like Fort Dick, enabling buyers to act quickly and secure their desired property. Some of the main attractions in Fort Dick include the nearby Redwood National and State Parks, which offer stunning natural beauty and recreational opportunities such as hiking, camping, and wildlife spotting. The area is also known for its beautiful beaches and proximity to the Pacific Ocean, making it a sought-after destination for nature lovers and outdoor enthusiasts.
Benefits of Bridge Loans in Fort Dick, California
