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Navigating the process of buying a new home in Fort Jones, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Fort Jones, CA or getting it ready for the market.
Identify the new home you want to buy in Fort Jones, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Fort Jones, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Fort Jones, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Fort Jones, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Fort Jones, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Fort Jones, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Fort Jones, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Fort Jones, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a flexible financing option for residents in Fort Jones, California, allowing them to bridge the gap between the purchase of a new home before selling their current one. This can help avoid the stress of timing issues and enable smoother transitions. Fort Jones, California, is a small town with a population of around 850 residents. The demographics show a close-knit community, with a mix of families and retirees. The town is known for its scenic beauty, surrounded by mountains and forests, offering a peaceful and serene lifestyle. The housing market in Fort Jones is relatively stable, with a median home price below the state average. Bridge loans can be beneficial in such markets, providing residents with the opportunity to secure their dream home without worrying about the immediate sale of their existing property. Some of the main attractions in Fort Jones include the Marble Mountains, a popular spot for outdoor activities such as hiking and fishing. The town also boasts historical sites like the Fort Jones Museum, offering insights into the area's rich history and culture.
Benefits of Bridge Loans in Fort Jones, California
