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Navigating the process of buying a new home in Fountain Valley, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Fountain Valley, CA or getting it ready for the market.
Identify the new home you want to buy in Fountain Valley, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Fountain Valley, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Fountain Valley, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Fountain Valley, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Fountain Valley, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Fountain Valley, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Fountain Valley, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Fountain Valley, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans offer flexibility for homeowners looking to purchase a new property before selling their current one. They provide short-term financing to bridge the gap between the sale of the old property and the purchase of a new one, preventing delays or missed opportunities. Demographics: Fountain Valley, located in Orange County, California, boasts a diverse population with a mix of families and professionals. The city has a strong community feel and is known for its excellent schools, making it an attractive place for families looking to settle down. Housing Market: The housing market in Fountain Valley is competitive, with a mix of single-family homes and condominiums. The market is strong, with property values appreciating steadily over the years. Bridge loans can help buyers navigate the market quickly and secure their dream home. Main Attractions: Fountain Valley offers a range of attractions, including Mile Square Regional Park, with its golf courses and outdoor activities, and Fountain Valley Sports Park, a hub for sports enthusiasts. The city's central location provides easy access to nearby beaches and entertainment venues.
Bridge Loans in Fountain Valley, California
