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Navigating the process of buying a new home in Freedom, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Freedom, CA or getting it ready for the market.
Identify the new home you want to buy in Freedom, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Freedom, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Freedom, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Freedom, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Freedom, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Freedom, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Freedom, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Freedom, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans provide a valuable financial solution for homeowners in Freedom, California, offering flexibility and convenience during transitional periods. These short-term loans help bridge the gap between the purchase of a new home and the sale of the current one, enabling individuals to secure their dream home without delays. Demographics in Freedom, California, showcase a diverse population with a strong sense of community. The town boasts a mix of families, young professionals, and retirees, creating a vibrant and inclusive environment. With access to quality schools and healthcare facilities, Freedom attracts individuals seeking a balanced lifestyle. The housing market in Freedom, California, presents promising opportunities for both buyers and sellers. With a steady increase in property values and a growing demand for housing, investing in real estate in Freedom can yield lucrative returns. Bridge loans play a pivotal role in facilitating seamless transactions in this competitive market. Freedom, California, is home to several main attractions, including scenic parks, cultural landmarks, and local eateries. Residents can enjoy the natural beauty of nearby beaches, explore historical sites, and indulge in diverse culinary experiences. These attractions enhance the overall quality of life in Freedom, making it a desirable place to live.
Benefits of Bridge Loans in Freedom, California
