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Navigating the process of buying a new home in Fremont, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Fremont, CA or getting it ready for the market.
Identify the new home you want to buy in Fremont, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Fremont, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Fremont, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Fremont, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Fremont, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Fremont, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Fremont, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Fremont, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans offer quick access to funds, enabling homeowners to make timely purchases. They bridge the gap between buying a new home and selling the current one, preventing missed opportunities. Additionally, they provide flexibility in repayment terms, reducing financial stress. Demographics: Fremont, California, boasts a diverse population with a strong tech presence. The city attracts professionals and families seeking a high quality of life. Its well-educated residents contribute to a vibrant community and thriving economy. Housing Market: The housing market in Fremont is competitive, with a mix of single-family homes and modern developments. Bridge loans facilitate quick transactions in this dynamic market, allowing buyers to secure their dream homes without delays. Main Attractions: Fremont offers a range of attractions, including Lake Elizabeth, Niles Canyon Railway, and Mission Peak Regional Preserve. Residents enjoy outdoor activities, cultural events, and easy access to neighboring cities like San Francisco.
Bridge Loans in Fremont, California
