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Navigating the process of buying a new home in French Camp, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in French Camp, CA or getting it ready for the market.
Identify the new home you want to buy in French Camp, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in French Camp, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in French Camp, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in French Camp, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in French Camp, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in French Camp, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in French Camp, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in French Camp, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in French Camp, California provide a flexible financing option for homebuyers who need to purchase a new property before selling their existing one. This type of loan helps bridge the gap between the sale of their current home and the purchase of a new one, avoiding the need for contingent offers and potential delays in the buying process. French Camp, California, a census-designated place in San Joaquin County, has a diverse population with a mix of cultures and backgrounds. The community is known for its friendly atmosphere and strong sense of community, making it an attractive place to live for families and professionals alike. The housing market in French Camp offers a range of options for homebuyers, from cozy single-family homes to spacious estates. With a relatively stable market and competitive prices compared to neighboring areas, French Camp presents a great opportunity for both first-time buyers and seasoned investors.
Benefits of Bridge Loans in French Camp, California
