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Navigating the process of buying a new home in French Gulch, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in French Gulch, CA or getting it ready for the market.
Identify the new home you want to buy in French Gulch, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in French Gulch, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in French Gulch, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in French Gulch, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in French Gulch, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in French Gulch, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in French Gulch, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in French Gulch, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer immediate financial support for individuals looking to buy property in French Gulch. They provide interim financing, allowing buyers to secure a new property before selling their current one, avoiding the need for a contingency offer. French Gulch, California, is a small historic town with a population of around 300 residents. The community is close-knit, offering a peaceful and scenic environment. The town boasts a rich history, evident in its well-preserved buildings and landmarks, appealing to those with an interest in local heritage. The housing market in French Gulch is diverse, featuring a mix of historic properties, rural homes, and modern developments. Bridge loans enable buyers to seize opportunities in this competitive market and secure their dream home. With picturesque surroundings and a range of housing options, French Gulch provides a unique living experience for residents.
Benefits of Bridge Loans in French Gulch, California
