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Navigating the process of buying a new home in Fullerton, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Fullerton, CA or getting it ready for the market.
Identify the new home you want to buy in Fullerton, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Fullerton, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Fullerton, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Fullerton, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Fullerton, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Fullerton, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Fullerton, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Fullerton, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
A bridge loan in Fullerton, California offers numerous benefits to both home buyers and sellers. One of the key advantages is the ability to purchase a new home before selling your current one, providing flexibility and avoiding the need for a contingent offer. Fullerton, California, boasts a diverse population with a mix of young professionals, families, and retirees. The city has a strong sense of community and offers excellent schools, making it an attractive destination for families looking to settle down. The housing market in Fullerton is dynamic, with a mix of historic homes and modern developments. While prices have been on the rise in recent years, the market remains competitive, offering opportunities for buyers and sellers alike to capitalize on the city's desirable real estate landscape. Fullerton is home to a range of attractions, including the Fullerton Arboretum, The Muckenthaler Cultural Center, and the lively Downtown Fullerton with its array of shops, restaurants, and entertainment venues, providing residents with plenty of leisure options.
Benefits of Bridge Loans in Fullerton, California
