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Navigating the process of buying a new home in Fulton, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Fulton, CA or getting it ready for the market.
Identify the new home you want to buy in Fulton, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Fulton, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Fulton, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Fulton, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Fulton, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Fulton, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Fulton, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Fulton, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Fulton, California offer numerous benefits to homebuyers. These short-term loans provide the necessary funds to bridge the gap between the purchase of a new home and the sale of an existing one. They allow buyers to make a competitive offer on a new home without having to wait for their current home to sell. Fulton, California, located in Sonoma County, has a diverse population with a mix of young professionals, families, and retirees. The community is known for its excellent schools, vibrant cultural scene, and proximity to renowned wineries. With a strong sense of community and access to outdoor activities, Fulton is an attractive place to live for people of all ages. The housing market in Fulton, California, is robust, with a mix of historic homes and modern developments. The median home price in Fulton is competitive, making it an ideal location for both first-time buyers and those looking to upgrade. With low inventory and high demand, the market is dynamic and offers opportunities for investment and growth. Some of the main attractions in Fulton include the Charles M. Schulz Museum, Luther Burbank Home and Gardens, and the Russian River Vineyards. These attractions provide residents and visitors with opportunities to explore art, nature, and local history, making Fulton a vibrant and engaging community.
Benefits of Bridge Loans in Fulton, California
