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Navigating the process of buying a new home in Gantt, AL while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Gantt, AL or getting it ready for the market.
Identify the new home you want to buy in Gantt, AL, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Gantt, AL often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Gantt, AL to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Gantt, AL. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Gantt, AL do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Gantt, AL may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Gantt, AL provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Gantt, AL to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer quick financing solutions to individuals in Gantt, Alabama, bridging the gap between the purchase of a new property and the sale of an existing one. These loans provide flexibility and help avoid delays in real estate transactions. Demographics: Gantt, Alabama, is a charming small town with a population of approximately X, with a mix of families and retirees. The community is known for its friendly residents and tight-knit atmosphere. Housing Market: The housing market in Gantt offers a mix of single-family homes and rental properties. With affordable options and a stable market, Gantt is an attractive location for both homebuyers and investors. Main Attractions: Gantt is surrounded by picturesque natural beauty, including nearby lakes and parks, making it a haven for outdoor enthusiasts. The town also boasts historical sites and local shops that add to its unique charm.
Benefits of Bridge Loans in Gantt, Alabama
