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Navigating the process of buying a new home in Garciasville, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Garciasville, TX or getting it ready for the market.
Identify the new home you want to buy in Garciasville, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Garciasville, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Garciasville, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Garciasville, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Garciasville, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Garciasville, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Garciasville, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Garciasville, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans can provide quick access to funds, allowing homeowners to purchase a new home before selling their current one. This can prevent missed opportunities and help avoid the stress of coordinating two transactions simultaneously. Demographics in Garciasville, Texas indicate a diverse population with a strong Hispanic influence. The community is known for its tight-knit feel and strong family values, making it an attractive place for families and individuals looking to settle down. The housing market in Garciasville offers a mix of affordable single-family homes and spacious properties. With a growing demand for housing, property values are projected to increase steadily, providing a promising investment opportunity for buyers and sellers alike. Main attractions in Garciasville include the scenic Rio Grande River, ideal for outdoor activities like fishing and boating. The region is also home to historical sites such as the La Lomita Mission, offering a glimpse into the area's rich cultural heritage.
Benefits of Bridge Loans in Garciasville, Texas
