Get Approved at The Lowest Rate
Navigating the process of buying a new home in Gardendale, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Gardendale, TX or getting it ready for the market.
Identify the new home you want to buy in Gardendale, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Gardendale, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Gardendale, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Gardendale, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Gardendale, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Gardendale, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Gardendale, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Gardendale, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Gardendale, Texas offer a convenient financing option for individuals looking to purchase a new home before selling their current property. These loans provide quick access to funds, allowing buyers to secure their dream home without the stress of timing the sale of their existing property. Gardendale, Texas, a charming town with a population of approximately 2,500 residents, boasts a close-knit community atmosphere and a low crime rate, making it an ideal place for families and retirees. The town's demographic makeup consists primarily of middle-aged professionals and families seeking a peaceful suburban lifestyle. The housing market in Gardendale is stable, with a steady increase in property values over the past few years. The availability of bridge loans has made it easier for buyers to navigate the competitive real estate market in the area, ensuring a smoother transition between homes. Some of Gardendale's main attractions include the beautiful Vincent City Park, perfect for outdoor recreation and family picnics. Additionally, the town is known for its local dining scene, offering a variety of restaurants serving delicious Southern cuisine, as well as charming boutiques and shops.
Bridge Loans in Gardendale, Texas
